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Laurie & Greg Hill
Broker/Owners
Desert Gem Real Estate
Surprise, AZ 85387
Phone: 623-334-1366
Email: desertgemre@cox.net

Welcome To...

DESERT GEM REAL ESTATE 
Discount Real Estate in Surprise, AZ

Professional, with Personalized Service!
 

SELLERS: Discounted Commission for Listings
2.5% to List and 3% to Buyers Agent = 5.5% Total Commission.

Disclaimer: Some restrictions apply. This offer is NOT valid if seller is referred to us by:  Another Agent, Referral Company, Brokerage, or on homes or condos under $100,000. 

We list and sell real estate throughout the entire West Phoenix Valley, such as Surprise, El Mirage, Litchfield Park, Goodyear, Buckeye, Glendale and Peoria.... AND....   including  55+ Active Adult Communities like; Sun City Grand (45+), Sun City, Sun City West, Sun Village, Arizona Traditions, Trilogy, Pebble Creek, Corte Bella, Westbrook Village (40+) and more in the NW Phoenix Valley. We specialize in Arizona residential real estate.  We offer a wide variety of Homes, Adult Communities, Condos, Patio Homes, Townhomes and Multi-Family properties for sale.                         

We are linked directly to the Arizona Regional Multiple Listing Service (MLS).  This website covers the Phoenix Valley. Just click  on our "Search for Homes" for a Quick Search with Pre-set searches or Map Search or Advanced Search.  These searches will pull up any listed home on the MLS. We are experienced at selling Foreclosures, REO's and Bank/Lender Owned Properties, as well as completing BPO's for Lender's or Asset Companies. Whether you already live in the State of Arizona, or are planning to move to Arizona and want a home in the West Phoenix Valley, we can help you with all your real estate needs!             
We would also appreciate any referrals you send our way, who are looking to sell or buy a house, in the Northwest Phoenix Valley. We enjoy saving our sellers money and feel that our discount listing service, will help accomplish that for everyone.  Thank you and please enjoy our real estate site.


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Testimonials Page

"The confidence Greg and Laurie have as Real Estate Agents made us feel so much more comfortable about buying a home. We have already recommended them to our friends. Through the home buying process we knew they had our back!!!" Leslie & Rich Rhodes
"It does not get any better than Desert Gem Real Estate when looking for an astute Real Estate business with heart and soul." Gina Worch
"Laurie and Greg made our home buying experience a very pleasant and stress free event." Monte and Tracy Giles
"They are so informative about the area of Sun City, never leaves you alone during the process. Would use to sell our home if we were leave the Az. area." Hi Laurie and Greg, Just wanted to drop another note regarding a big thank you for all of your help down there in the process of getting our new home there in Sun City. After 4 nights on a air bed :( We not only love our new home (WE ARE IN LOVE WITH OUR NEW HOME :) Lets keep in touch, Have a good week!!! Laurie Nevills William & Laurie Nevills
"Laurie and Greg were great to work with!! They helped us through the mountains of paperwork and legal jargon when we became overwhelmed. They went to bat for us when the house was appraised for less than we offered. They went out of their way to open the house when my brother and later our kids came to visit before we had closed. They calmed us down when we panicked, and were always accommodating and available. We would highly recommend them." Sincerely, Therese and Mike Regner
"I live out of state and I depended on Laurie and Greg during the purchasing process. A few issues arose and Laurie and Greg handled them efficiently and successfully, all the while keeping me informed via email. What could have been a very stressful time for me was a lot less stressful due to the efforts of Laurie and Greg. Escrow even closed a week early. Thanks Laurie and Greg" Sincerely, Mike Schatz
"Laurie and Greg provided the responsiveness I needed and expected and guided us through every step of the buying process! As out of town buyers, we were very fortunate to be in such good hands to help us successfully find and close on our new house." Mike & Kris Lundeen
"These are can do people who see everything as an opportunity instead of a problem." Randy & Wendy Murray
"It was a pleasure working with Laurie and Greg Hill. I needed to close as quickly as possible and they saw to it that I did close as I wanted." Sincerely, Sam Latorre
"Excellent! Professional! Helpful!" John Bruther
"If we could give them a score of 20, we would. Excellent agents-quick to respond and excellent follow through." Mary Jo Merten
"They're the best agents I've ever worked with I would refer them to any one buying or selling a home.they are great." Ellen & Carl Kempf
"Very nice people! They were response, professional, and very helpful. I was happy with the negotiation process with the seller and they offered up very good contacts to assist with the financing, home inspection, and needed remodel requirements post close. Great job Laurie and Greg" John Bognanno
"We are very pleased with the Hill's, they were open, honest, and witty, the kind of people we like. They are knowledgeable, experienced and most of all ethical. If you are looking for a home or thinking about selling yours please give the Hill's a call. We downsized and were blessed to have them sell our home and help us find a new one. They were with us every step of the way." Charles & Theresa Teague
"They were fabulous in that they made themselves available to us, keeping us informed all along the way!" Barbie Poole
"Very helpful with lots of suggestions that aided me with this purchase. A real estate agent that actually listened to the client, refreshing." Sincerely, Denis Lueders
"Laurie and Greg took a whole day and drove us around to see 10 different houses. They were very professional and answered our questions and if they didn't know they found the answer for us. Would highly recommend them to anyone house hunting." Doug Frank
"Laurie and Greg did a great job helping us find a home in Sun City. We viewed nearly 20 houses in less than two days before making an offer. Laurie and Greg provided good advice throughout the process, demonstrating their experience and willingness to see the purchase through to its conclusion. I recommend them highly!!" Sincerely, John & Tanya Lemma
"Laurie and Greg were extremely efficient and kind. They were right on the money in terms of the value of my father's house. They went out of their way to accommodate his needs as he transitioned into Assisted Living. Great resource and I wouldn't think of using anyone else!" Sincerely, Chris Milligan
"Laurie and Greg are seasoned professionals! The made this a very easy transaction for me. They were patient while I was looking for just the "right" home. If I buy or sell another home in this area, I'll be calling Laurie and Greg." Kevin Gray
"Nice People" Charles Turner
"Very personable and knowledgeable. Really took their time understanding our needs and walk us through the entire home buying process." Sincerely, Jim Westmoreland
Greg and Laurie Hill were absolutely excellent real estate agents!  They went above and beyond assisting us with an out of state sale, by constantly monitoring the property and assisting us in getting some remodel work done to help to facilitate the sale.  I felt completely confident putting my trust in them to act on my behalf and make good recommendations.   We sold our property quickly and were very satisfied with their service.  They were very professional and they communicated with us frequently throughout the process, keeping us informed of progress and feedback along the way. I would highly recommend them to anybody buying or selling property in the Sun City - Phoenix area.     Mike Range - San Diego
"Outstanding service by a very professional, personable & knowledgeable team. They went above & beyond to help us find our dream home." Ken and Jeanette DeVogelaere
"Laurie and Greg went out of their way to make finding a home as easy as possible. They are very knowledgeable about the market and helped us focus our search. We would definitely use them again for future transactions." Sincerely, Brandon Myers
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Thinking of moving or ready to move to Arizona? Here is a link to a RELOCATION GUIDE FOR ARIZONA. We hope you find it helpful. http://www.sunraydirect.com/Phoenix3/LawyersTitle/ We are here for ALL your REAL ESTATE NEEDS, whether searching listings, b... Read more

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What We Can Do For You!

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Real Estate News!!!

Latest Realty News from NAR

REALTORS® Confidence Index Survey: April 2018 Highlights

The REALTORS® Confidence Index (RCI) survey[1] gathers monthly information from REALTORS® about local real estate market conditions, characteristics of buyers and sellers, and issues affecting homeownership and real estate transactions.[2] This report presents key results about market transactions from April 2018. View and download the full report here.

Market Conditions and Expectations

  • The REALTORS® Buyer Traffic Index registered at 74 (75 in April 2017).[3]
  • The REALTORS® Seller Traffic Index registered at 45 (46 in April 2017).
  • The REALTORS® Confidence Index—SixMonth Outlook Current Conditions registered at 74 for detached single-family, 63 for townhome, and 59 for condominium properties. An index above 50 indicates market conditions are expected to improve.
  • Properties were typically on the market for 26 days (29 days in April 2017).
  • Eighty-eight percent of respondents reported that home prices remained constant or rose in April 2018 compared to levels one year ago (82 percent in April 2017).

Characteristics of Buyers and Sellers

  • First-time buyers accounted for 33 percent of sales (34 percent in April 2017).
  • Vacation and investment buyers comprised 15 percent of sales (15 percent in April 2017).
  • Sales of distressed properties (foreclosed or sold as a short sale) accounted for four percent of sales (five percent in April 2017).
  • Cash sales made up 21 percent of sales (21 percent in April 2017).
  • Eighteen percent of sellers offered incentives such as paying for closing costs (eight percent), providing a warranty (seven percent), and undertaking remodeling (two percent).[4]

Issues Affecting Buyers and Sellers

  • From February–April 2018, 78 percent of contracts settled on time (72 percent in April 2017).
  • Among sales that closed in April 2018, 75 percent had contract contingencies. The most common contingencies pertained to home inspection (55 percent), obtaining financing (44 percent), and getting an acceptable appraisal (41 percent).
  • REALTORS® report “low inventory”, “interest rates”, and “multiple offers” as the major issues affecting transactions in April 2018.

About the RCI Survey

  • The RCI Survey gathers information from REALTORS® about local market conditions based on their client interactions and the characteristics of their most recent sales for the month.
  • The April 2018 survey was sent to 50,000 REALTORS® who were selected from NAR’s 1.3 million members through simple random sampling and to 7,082 respondents in the previous three surveys who provided their email addresses.
  • There were 4,555 respondents to the online survey which ran from May 1-9, 2018. The survey’s overall margin of error at the 95 percent confidence level is one percent. The margins of error for subgroups and sample proportions of below or above 50 percent are larger.
  • NAR weighs the responses by a factor that aligns the sample distribution of responses to the distribution of NAR membership.

The REALTORS® Confidence Index is provided by NAR solely for use as a reference. Resale of any part of this data is prohibited without NAR’s prior written consent. For questions on this report or to purchase the RCI series, please email: Data@realtors.org


[1] Thanks to George Ratiu, Managing Director, Housing and Commercial Research and Gay Cororaton, Research Economist for their data analysis and comments to the RCI Report.

[2] Respondents report on the most recent characteristics of their most recent sale for the month.

[3] An index greater than 50 means more respondents reported conditions as “strong” compared to one year ago than “weak.” An index of 50 indicates a balance of respondents

who viewed conditions as “strong” or “weak.”

[4] The difference in the sum of percentages to the total percentage of sellers who offered incentives is due to rounding.

March 2018 Housing Affordability Index

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.42 percent this March, up 8.2 percent compared to 4.28 percent a year ago.

  • Housing affordability declined from a year ago in March moving the index down 7.0 percent from 150.4 to 161.7. The median sales price for a single family home sold in March in the US was $252,111 up 5.9 percent from a year ago.
  • Nationally, mortgage rates were up 35 basis point from one year ago (one percentage point equals 100 basis points), while median family incomes rose 2.7 percent.

  • Regionally, the West recorded the biggest increase in price at 8.5 percent. The South had an increase of 6.0 percent while the Midwest had a gain of 5.1 percent. The Northeast had the smallest incline in price of 3.5 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The West had the biggest drop in affordability of 9.2 percent. The South had a decline of 7.3 percent followed by the Midwest with a drop of 5.7 percent. The Northeast had the smallest drop of 2.7 percent.
  • On a monthly basis, affordability is down from last month in all four regions. The West had a decline of 4.7 percent followed by the Northeast with a dip of 5.6 percent. The South had a drop of 5.9 percent followed by the Midwest, which had the biggest; dip in affordability of 8.6 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 194.7. The least affordable region remained the West where the index was 105.6. For comparison, the index was 151.8 in the South, and 163.5 in the Northeast.

  • Mortgage applications are currently down 2.5 percent. Mortgage credit availability in April was flat. Rates are rising which will increase-housing costs. Home prices are up 5.9 percent while median family incomes are only growing 2.7 percent. Inventory gains will help ease the pressure on home prices.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

More Properties Were Sold at or Above the List Price in March 2018

In a monthly survey of REALTORS®, the survey asks, “Compared to the original listing price, at how much of a net discount or net premium did the property sell?”

According to a survey of REALTORS® who responded to the March 2018 REALTORS® Confidence Index Survey, 37 percent of properties that closed in February 2018 sold at or above the list price. One year ago, 35 percent sold at or above the list price, and during the months of January in 2012 through 2015, about one in four sold at or above the list price. Buyer demand continues to outpace supply of homes being listed for sale in the market, sustaining the upward pressure on home prices.

According to respondents who reported closing a sale, 17 percent of properties sold at a net premium in March 2018, an increase from the nine percent share in 2014 and 2015. Of properties that sold at a premium, 87 percent sold at 101 to 110 percent of the list price, seven percent were sold at a premium of 11 to 20 percent, and five percent were sold at more than 20 percent premium.

The price distribution continues to skew to the right. In 2012, 34 percent of properties were typically listed at $150,000 in 2012, but as of March 2018, only 22 percent of properties listed were typically at this price level.[1]

Use the data visualization below to view the median listing price of properties listed on Realtor.com in March 2018. Red areas are areas where the listing price is higher than the U.S. median sales price of all existing homes sold in March 2018, at $250,400. Hover on the map to see the distribution of listing prices from June 2012 through March 2018 on Realtor.com data.

 

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[1] To access Realtor.com data, go to https://www.realtor.com/research/data/.

 

 

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