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Laurie & Greg Hill
Broker/Owners
Desert Gem Real Estate
Surprise, AZ 85387
Phone: 623-334-1366
Email: desertgemre@cox.net

Welcome To...

DESERT GEM REAL ESTATE 
Discount Real Estate in Surprise, AZ

Professional, with Personalized Service!
 

SELLERS: Discounted Commission for Listings
2.5% to List and 3% to Buyers Agent = 5.5% Total Commission.

Disclaimer: Some restrictions apply. This offer is NOT valid if seller is referred to us by:  Another Agent, Referral Company, Brokerage, or on homes or condos under $100,000. 

We list and sell real estate throughout the entire West Phoenix Valley, such as Surprise, El Mirage, Litchfield Park, Goodyear, Buckeye, Glendale and Peoria.... AND....   including  55+ Active Adult Communities like; Sun City Grand (45+), Sun City, Sun City West, Sun Village, Arizona Traditions, Trilogy, Pebble Creek, Corte Bella, Westbrook Village (40+) and more in the NW Phoenix Valley. We specialize in Arizona residential real estate.  We offer a wide variety of Homes, Adult Communities, Condos, Patio Homes, Townhomes and Multi-Family properties for sale.                         

We are linked directly to the Arizona Regional Multiple Listing Service (MLS).  This website covers the Phoenix Valley. Just click  on our "Search for Homes" for a Quick Search with Pre-set searches or Map Search or Advanced Search.  These searches will pull up any listed home on the MLS. We are experienced at selling Foreclosures, REO's and Bank/Lender Owned Properties, as well as completing BPO's for Lender's or Asset Companies. Whether you already live in the State of Arizona, or are planning to move to Arizona and want a home in the West Phoenix Valley, we can help you with all your real estate needs!             
We would also appreciate any referrals you send our way, who are looking to sell or buy a house, in the Northwest Phoenix Valley. We enjoy saving our sellers money and feel that our discount listing service, will help accomplish that for everyone.  Thank you and please enjoy our real estate site.


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Testimonials Page

"This is a wonderful end to a wonderful trip! You guys are great hosts and great agents. You and your husband are the best realtors I have ever been associated with in 6 house transactions. Knowledge, service and most of all your patience are unmatched. I especially appreciate you helping me "unlearn" a bunch of bad habits when trying to buy a home in a sellers market. I feel like we executed with precision today, and that is a testimate to you and Greg. In particular, the high esteem that others in your business hold you in. Looking forward to closing and returning with Lynn in September." Take care, and best wishes. Wellington Davies
"I live out of state. Laurie is soo kind. Talked with me on the phone for over 45 minutes. Found a great condo. Highly recommend." Tim Cronin
"Laurie and Greg make you feel like you are a family member. They are very easy to talk with. They will find time and make time to help you. When looking at homes they let you look they don't walk you through the house they wait for you to ask questions. Well if you think about it I'm buying the house not them." ~Brian Teeter
"The confidence Greg and Laurie have as Real Estate Agents made us feel so much more comfortable about buying a home. We have already recommended them to our friends. Through the home buying process we knew they had our back!!!" Leslie & Rich Rhodes
"It does not get any better than Desert Gem Real Estate when looking for an astute Real Estate business with heart and soul." Gina Worch
"Laurie and Greg made our home buying experience a very pleasant and stress free event." Monte and Tracy Giles
"They are so informative about the area of Sun City, never leaves you alone during the process. Would use to sell our home if we were leave the Az. area." Hi Laurie and Greg, Just wanted to drop another note regarding a big thank you for all of your help down there in the process of getting our new home there in Sun City. After 4 nights on a air bed :( We not only love our new home (WE ARE IN LOVE WITH OUR NEW HOME :) Lets keep in touch, Have a good week!!! Laurie Nevills William & Laurie Nevills
"Laurie and Greg were great to work with!! They helped us through the mountains of paperwork and legal jargon when we became overwhelmed. They went to bat for us when the house was appraised for less than we offered. They went out of their way to open the house when my brother and later our kids came to visit before we had closed. They calmed us down when we panicked, and were always accommodating and available. We would highly recommend them." Sincerely, Therese and Mike Regner
"I live out of state and I depended on Laurie and Greg during the purchasing process. A few issues arose and Laurie and Greg handled them efficiently and successfully, all the while keeping me informed via email. What could have been a very stressful time for me was a lot less stressful due to the efforts of Laurie and Greg. Escrow even closed a week early. Thanks Laurie and Greg" Sincerely, Mike Schatz
"Laurie and Greg provided the responsiveness I needed and expected and guided us through every step of the buying process! As out of town buyers, we were very fortunate to be in such good hands to help us successfully find and close on our new house." Mike & Kris Lundeen
"These are can do people who see everything as an opportunity instead of a problem." Randy & Wendy Murray
"It was a pleasure working with Laurie and Greg Hill. I needed to close as quickly as possible and they saw to it that I did close as I wanted." Sincerely, Sam Latorre
"Excellent! Professional! Helpful!" John Bruther
"If we could give them a score of 20, we would. Excellent agents-quick to respond and excellent follow through." Mary Jo Merten
"They're the best agents I've ever worked with I would refer them to any one buying or selling a home.they are great." Ellen & Carl Kempf
"Very nice people! They were response, professional, and very helpful. I was happy with the negotiation process with the seller and they offered up very good contacts to assist with the financing, home inspection, and needed remodel requirements post close. Great job Laurie and Greg" John Bognanno
"We are very pleased with the Hill's, they were open, honest, and witty, the kind of people we like. They are knowledgeable, experienced and most of all ethical. If you are looking for a home or thinking about selling yours please give the Hill's a call. We downsized and were blessed to have them sell our home and help us find a new one. They were with us every step of the way." Charles & Theresa Teague
"They were fabulous in that they made themselves available to us, keeping us informed all along the way!" Barbie Poole
"Very helpful with lots of suggestions that aided me with this purchase. A real estate agent that actually listened to the client, refreshing." Sincerely, Denis Lueders
"Laurie and Greg took a whole day and drove us around to see 10 different houses. They were very professional and answered our questions and if they didn't know they found the answer for us. Would highly recommend them to anyone house hunting." Doug Frank
"Laurie and Greg did a great job helping us find a home in Sun City. We viewed nearly 20 houses in less than two days before making an offer. Laurie and Greg provided good advice throughout the process, demonstrating their experience and willingness to see the purchase through to its conclusion. I recommend them highly!!" Sincerely, John & Tanya Lemma
"Laurie and Greg were extremely efficient and kind. They were right on the money in terms of the value of my father's house. They went out of their way to accommodate his needs as he transitioned into Assisted Living. Great resource and I wouldn't think of using anyone else!" Sincerely, Chris Milligan
"Laurie and Greg are seasoned professionals! The made this a very easy transaction for me. They were patient while I was looking for just the "right" home. If I buy or sell another home in this area, I'll be calling Laurie and Greg." Kevin Gray
"Nice People" Charles Turner
"Very personable and knowledgeable. Really took their time understanding our needs and walk us through the entire home buying process." Sincerely, Jim Westmoreland
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Blog

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The Official Arizona Travel Website Just click on this link to check them all out and much more of Arizona.... http://www.visitarizona.com/ Enjoy all that Arizona has to offer you!!!... Read more

4 creative ways to come up with a down payment

Many prospective homebuyers face a big hurdle: the down payment. But coming up with that initial investment doesn't have to be a roadblock even if saving is difficult. These four options could make homeownership a reality sooner rather than later: ... Read more

Arizona Economic News

Whether you are searching for Arizona Featured Economics Articles, Business, Education, Politics or Technology... Click on the link below for all your current information. http://www.arizonaeconomicnews.com/ We hope you enjoy and are informed by the ar... Read more

What We Can Do For You!

WHAT WE OFFER OUR CLIENTS Whether you already live in the State of Arizona, or are planning to move to Arizona and want a home in the NW Phoenix Valley, we can help you with all your real estate needs! BUYERS: We Offer You ---- Experience since 199... Read more

55+ Active Adult Communities

Interested in 55+ Active Adult Communities? Please feel free to check out this link.... http://activeadultliving.com/AZ/arizona We hope you enjoy this site. We work with clients in all of the NW Phoenix Valley Active Adult Communities. We happen to l... Read more

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Here is a list of the Best Farmer's Markets near Surprise, AZ. The Peoria Farmers' Market and Sunday Art Stroll 623-848-1234 10510 North 83rd Avenue, Peoria, Maricopa County More Info • Directions Trilogy at Vistancia Country... Read more

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Thinking of moving or ready to move to Arizona? Here is a link to a RELOCATION GUIDE FOR ARIZONA. We hope you find it helpful. http://www.sunraydirect.com/Phoenix3/LawyersTitle/ We are here for ALL your REAL ESTATE NEEDS, whether searching listings, b... Read more

Buyers: How You Can Improve Your Credit

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Real Estate News!!!

Latest Realty News from NAR

Workforce Migration and Affordability: A Closer Look

The workforce is moving to less affordable areas.

– In the last 12 months, more than 1.7 million LinkedIn members who lived in the 20 largest metropolitan areas moved from a more affordable place to a less affordable place.

– Denver, San Francisco and Seattle were the top destinations for LinkedIn members.

Although housing affordability is still weakening in many local areas, particularly in the West, as a result of the ongoing supply and demand imbalances, a NAR analysis shows that many workers are actually moving to less affordable areas such as San Francisco and Seattle. According to LinkedIn migration data[1], more than 1.7 million LinkedIn members[2] moved to a less affordable area in the last 12 months. In 13 of the largest 20 areas, a majority of the workforce moved from a less expensive place to a more expensive place.

For instance, the San Francisco area was the most popular destination for workers moving from Detroit. More than 36,000 LinkedIn members from Detroit moved to the San Francisco area in the last 12 months. Based on the REALTORS® Affordability Distribution Curve and Score (RADCS), the affordability score for Detroit was 0.95 in September 2018 while the affordability score for the San Francisco area was 0.48. But what does this mean? The higher the score, the more affordable the area is. For example, a household earning $100,000 in Detroit can afford to buy 72% of homes currently listed for sale while the same household can afford to buy only 8% of homes for sale in San Francisco area.

San Francisco was also the top destination for workers from Philadelphia. Although Philadelphia is more affordable than San Francisco, nearly 27,000 LinkedIn members moved from Philadelphia to San Francisco in the last 12 months. The visualization below allows you to compare the affordability of the area of origin with the affordability of the destination area. Among the 20 largest areas, see in which areas workers decided to move to a less affordable place. Please bear in mind that the higher the score, the more affordable the area is.

While people in general are moving less these days, we also see that fewer people move for an employment-related reason. However, due to a strong economy, it seems that people get better jobs and decide to move to the most attractive areas across the United States.  The good news is that new construction is increasing even in areas with serious housing supply issues. For example, the three-year issuance of single-family permits increased 2 percent in the San Francisco metro area. Based on the NAR Housing Shortage Tracker, when we compare permit issuance with employment growth, we see that in November 2018 a single-family permit was issued for every 12 new jobs compared to 15 jobs in November 2017.


[1] LinkedIn Workforce Report (October 2018).

[2] From the 20 largest areas as far as LinkedIn membership.

In Which States Did Properties Sell Quickly in September 2018?

In a monthly survey of REALTORS®, respondents reported that properties were typically on the market for 32 days (34 days on year ago), according to the  September 2018 REALTORS® Confidence Index Survey.[1]  However, the difference in median days in the current month compared to the same month last year has started to narrow as homebuying demand has eased and the inventory of homes for sale has slightly increased. In January and February of this year, properties were selling about one week less compared to the length of time in the same period one year ago.

During the July–September 2018, properties typically sold within one month in 27 states (32 states in August 2018).  Properties sold most quickly in South Dakota (20 days), Idaho (21), Washington (21 days), Rhode Island (21 days), Indianapolis (22 days), Kansas (23), Massachusetts (23), Ohio (23), Utah (23), Colorado (24), Nevada (24), Nebraska (24), Maine (24), and Michigan (24).  

That properties are still selling faster compared to one year ago is an indication that the supply of homes for sale is still inadequate compared to the demand for homes. Based on the REALTORS® Seller Traffic Index[2], home selling conditions were “weak” during July, August, and September 2018 compared to one year ago in the District of Columbia and in 28 states including California, Oregon, Colorado, New York, New Jersey, Massachusetts, Virginia, North Carolina, South Carolina, Georgia, Tennessee, and Florida.

 


[1] In generating the median days on market at the state level, NAR uses data for the last three surveys to have close to 30 observations. Small states such as AK, ND, SD, MT, VT, WY, WV, DE, and D.C., may have fewer than 30 observations.

[2] An index greater than 50 means that more respondents reported conditions relative to one year ago as “strong” than those that reported “weak.” Due to sampling, we categorize the index as “very weak” for 0 to 25; “weak” for values 25+ to 45; “stable” for values 45+ to 55; “strong” for values 55+ to 75; and “very strong” for values 75+.

September 2018 Housing Affordability Index

At the national level, housing affordability is up from last month but down from a year ago. Mortgage rates rose to 4.77 percent this September, up 14.9 percent compared to 4.15 percent a year ago.

  • Housing affordability declined from a year ago in September moving the index down 8.4 percent from 160.1 to 146.7. The median sales price for a single family home sold in September in the US was $260,500 up 4.6 percent from a year ago.
  • Nationally, mortgage rates were up 62 basis point from one year ago (one percentage point equals 100 basis points).

  • The payment as a percentage of income was down to 17 percent this September but up from 15.6 percent from a year ago. Regionally, the West has the highest payment at 23.7 percent of income. The South had the second highest payment at 16.5 percent followed by the Northeast at 16.4 percent. The Midwest had the lowest payment as a percentage of income at 13.5 percent.

  • Regionally, the West recorded the biggest increase in home prices at 7.0 percent. The Northeast had an increase of 5.3 percent while the South had a gain of 4.2 percent. The Midwest had the smallest growth in price of 2.2 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The Northeast had the biggest drop in affordability of 9.0 percent. The South had a decline of 7.3 percent followed by the West that fell 6.8 percent. The Midwest had the smallest drop of 5.8 percent.
  • On a monthly basis, affordability is up from last month in all of the four regions. The Northeast had biggest gain of 5.5 percent. The Midwest had an incline of 4.2 percent followed by the South with an increase of 2.3 percent. The West had the smallest gain in affordability of 1.9 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 185.3. The least affordable region remained the West where the index was 105.4. For comparison, the index was 151.4 in the South, and 152.3 in the Northeast.

  • Mortgage applications are currently down. Mortgage rates are rising and home price growth is starting to slow down. Despite higher mortgage rates, lower home prices and increases inventory levels will help renters and potential home buyers enter the housing market. Home prices are up 4.6 percent outpacing median family incomes that are growing 3.1 percent.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

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