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Laurie & Greg Hill
Broker/Owners
Desert Gem Real Estate
Surprise, AZ 85387
Phone: 623-334-1366
Email: desertgemre@cox.net

Welcome To...

DESERT GEM REAL ESTATE 
Discount Real Estate in Surprise, AZ

Professional, with Personalized Service!
 

SELLERS: Discounted Commission for Listings
2.5% to List and 3% to Buyers Agent = 5.5% Total Commission.

Disclaimer: Some restrictions apply. This offer is NOT valid if seller is referred to us by:  Another Agent, Referral Company, Brokerage, or on homes or condos under $100,000. 

We list and sell real estate throughout the entire West Phoenix Valley, such as Surprise, El Mirage, Litchfield Park, Goodyear, Buckeye, Glendale and Peoria.... AND....   including  55+ Active Adult Communities like; Sun City Grand (45+), Sun City, Sun City West, Sun Village, Arizona Traditions, Trilogy, Pebble Creek, Corte Bella, Westbrook Village (40+) and more in the NW Phoenix Valley. We specialize in Arizona residential real estate.  We offer a wide variety of Homes, Adult Communities, Condos, Patio Homes, Townhomes and Multi-Family properties for sale.                         

We are linked directly to the Arizona Regional Multiple Listing Service (MLS).  This website covers the Phoenix Valley. Just click  on our "Search for Homes" for a Quick Search with Pre-set searches or Map Search or Advanced Search.  These searches will pull up any listed home on the MLS. We are experienced at selling Foreclosures, REO's and Bank/Lender Owned Properties, as well as completing BPO's for Lender's or Asset Companies. Whether you already live in the State of Arizona, or are planning to move to Arizona and want a home in the West Phoenix Valley, we can help you with all your real estate needs!             
We would also appreciate any referrals you send our way, who are looking to sell or buy a house, in the Northwest Phoenix Valley. We enjoy saving our sellers money and feel that our discount listing service, will help accomplish that for everyone.  Thank you and please enjoy our real estate site.


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Testimonials Page

"Laurie Hill called me back within 5 minutes or less of my inquiry. She exhibited outstanding market knowledge and professionalism. She impressed me as an exceptional agent and exuded genuine warmth and sincerity on the phone. I plan to work with her and Greg. "
 
Eloise Marks

"Loved working with Laurie and Greg!! Would definitely recommend them."
 

Peggy Morgan

"Very nice people to do business with. Answered all my questions and replied back to me almost instantly. Made buying very easy & painless. I would recommend them to anybody looking to buy."
 

Steve Buttitta
"Laurie and Greg were most helpful and professional with our home purchase in Sun City Grand. They are owners in the community and were able to answer every question and concern. We were on a time crunch and they worked together as a team to help us find our house in the limited time we had to spend in Phoenix. We are out of state purchasers and they volunteered to do our final walk through and hold our keys until we are able to come into town again. They are a great team and went above and beyond to care for our every need. We were very happy with the professionalism and knowledge they have in the real estate business." Delore & Rich Shwartz
"This is a wonderful end to a wonderful trip! You guys are great hosts and great agents. You and your husband are the best realtors I have ever been associated with in 6 house transactions. Knowledge, service and most of all your patience are unmatched. I especially appreciate you helping me "unlearn" a bunch of bad habits when trying to buy a home in a sellers market. I feel like we executed with precision today, and that is a testimate to you and Greg. In particular, the high esteem that others in your business hold you in. Looking forward to closing and returning with Lynn in September." Take care, and best wishes. Wellington Davies
"I live out of state. Laurie is soo kind. Talked with me on the phone for over 45 minutes. Found a great condo. Highly recommend." Tim Cronin
"Laurie and Greg make you feel like you are a family member. They are very easy to talk with. They will find time and make time to help you. When looking at homes they let you look they don't walk you through the house they wait for you to ask questions. Well if you think about it I'm buying the house not them." ~Brian Teeter
"The confidence Greg and Laurie have as Real Estate Agents made us feel so much more comfortable about buying a home. We have already recommended them to our friends. Through the home buying process we knew they had our back!!!" Leslie & Rich Rhodes
"It does not get any better than Desert Gem Real Estate when looking for an astute Real Estate business with heart and soul." Gina Worch
"Laurie and Greg made our home buying experience a very pleasant and stress free event." Monte and Tracy Giles
"They are so informative about the area of Sun City, never leaves you alone during the process. Would use to sell our home if we were leave the Az. area." Hi Laurie and Greg, Just wanted to drop another note regarding a big thank you for all of your help down there in the process of getting our new home there in Sun City. After 4 nights on a air bed :( We not only love our new home (WE ARE IN LOVE WITH OUR NEW HOME :) Lets keep in touch, Have a good week!!! Laurie Nevills William & Laurie Nevills
"Laurie and Greg were great to work with!! They helped us through the mountains of paperwork and legal jargon when we became overwhelmed. They went to bat for us when the house was appraised for less than we offered. They went out of their way to open the house when my brother and later our kids came to visit before we had closed. They calmed us down when we panicked, and were always accommodating and available. We would highly recommend them." Sincerely, Therese and Mike Regner
"I live out of state and I depended on Laurie and Greg during the purchasing process. A few issues arose and Laurie and Greg handled them efficiently and successfully, all the while keeping me informed via email. What could have been a very stressful time for me was a lot less stressful due to the efforts of Laurie and Greg. Escrow even closed a week early. Thanks Laurie and Greg" Sincerely, Mike Schatz
"Laurie and Greg provided the responsiveness I needed and expected and guided us through every step of the buying process! As out of town buyers, we were very fortunate to be in such good hands to help us successfully find and close on our new house." Mike & Kris Lundeen
"These are can do people who see everything as an opportunity instead of a problem." Randy & Wendy Murray
"It was a pleasure working with Laurie and Greg Hill. I needed to close as quickly as possible and they saw to it that I did close as I wanted." Sincerely, Sam Latorre
"Excellent! Professional! Helpful!" John Bruther
"If we could give them a score of 20, we would. Excellent agents-quick to respond and excellent follow through." Mary Jo Merten
"They're the best agents I've ever worked with I would refer them to any one buying or selling a home.they are great." Ellen & Carl Kempf
"Very nice people! They were response, professional, and very helpful. I was happy with the negotiation process with the seller and they offered up very good contacts to assist with the financing, home inspection, and needed remodel requirements post close. Great job Laurie and Greg" John Bognanno
"We are very pleased with the Hill's, they were open, honest, and witty, the kind of people we like. They are knowledgeable, experienced and most of all ethical. If you are looking for a home or thinking about selling yours please give the Hill's a call. We downsized and were blessed to have them sell our home and help us find a new one. They were with us every step of the way." Charles & Theresa Teague
"They were fabulous in that they made themselves available to us, keeping us informed all along the way!" Barbie Poole
"Very helpful with lots of suggestions that aided me with this purchase. A real estate agent that actually listened to the client, refreshing." Sincerely, Denis Lueders
"Laurie and Greg took a whole day and drove us around to see 10 different houses. They were very professional and answered our questions and if they didn't know they found the answer for us. Would highly recommend them to anyone house hunting." Doug Frank
"Laurie and Greg did a great job helping us find a home in Sun City. We viewed nearly 20 houses in less than two days before making an offer. Laurie and Greg provided good advice throughout the process, demonstrating their experience and willingness to see the purchase through to its conclusion. I recommend them highly!!" Sincerely, John & Tanya Lemma
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Real Estate News!!!

Latest Realty News from NAR

January 2019 Existing-Home Sales

  • NAR released a summary of existing-home sales data showing that housing market activity this January, fell for the third straight month and was down 1.2 percent from December 2018. Sales of existing homes dropped 8.5 percent from January 2018. January’s existing home sales reached a 4.94 million seasonally adjusted annual rate, the lowest since November 2015.

  • The national median existing-home price for all housing types was $247,500 in January, up 2.8 percent from a year ago. This marks the 83rd consecutive month of year-over-year gains. Despite the gains in prices, this January marks the slowest price growth since February 2012.

  • Regionally, all four regions showed growth in prices from a year ago. The West had largest gain of 2.9 percent followed by the South with a gain of 2.5 percent. The Midwest had an increase of 1.4 percent followed by the Northeast with a modest incline of 0.4 from January 2018.
  • January’s inventory figures are up from last month 3.9 percent to 1.59 million homes for sale. Compared with January of 2018, there was a 4.6 percent increase in inventory levels. It will take 3.9 months to move the current level of inventory at the current sales pace. It takes approximately 49 days for a home to go from listing to a contract in the current housing market, up from 42 days a year ago.

  • From December 2018, the Northeast was the only region to have an incline in sales of 2.9 percent. The West had the biggest decline of 2.9 percent followed by the Midwest with a dip of 2.5 percent. The South had the smallest decline of 1.0 percent.
  • All four regions showed declines in sales from a year ago. The West had the biggest drop in sales of 13.8 percent. The South had a decline of 8.4 percent followed by the Midwest with a drop of 7.9 percent. The Northeast had the smallest drop in sales of 1.4 percent. The South led all regions in percentage of national sales, accounting for 42.1 percent of the total, while the Northeast had the smallest share at 14.2 percent.

  • In January, single-family sales were down 1.8 percent and condominiums sales were down 3.6 percent compared to last month. Single-family home sales fell 8.4 percent and condominium sales were down 9.5 compared to a year ago. Single-family homes had an increase in price up 3.1 percent at $249,400 and condominiums modestly rose 0.1 percent at $233,000 from January 2018.

 

Home Buying Conditions by State in January 2019

Homebuying activity was essentially unchanged in January 2019 compared to one year ago, according to NAR’s January 2019 REALTORS® Confidence Index Survey.[1] The REALTORS® Buyer Traffic Index registered 52 in January 2019, just slightly above 50, a level that indicates no change in the overall direction of buyer traffic activity, One year ago, the REALTORS® Buyer Traffic Index was at 69, a level that indicates homebuying traffic was broadly stronger compared to conditions one year ago. A lower index in one month compared to the level in another month slower activity during that former month, so the steep decline in the value of the index from 69 to 52 indicates homebuying conditions have slowed significantly from conditions one year ago.[2] The REALTORS® Buyer Traffic Index has fallen below leads existing home sales by one to two months, so the January reading is an indicator of sales in the next one to two months.

Buyer traffic was broadly weaker during November and December 2018 and January 2019 compared to conditions one year ago in the District of Columbia and in states 16 states that included Oregon, California, Nebraska, Iowa, Illinois, Maryland, Connecticut, Rhode Island, and New Hampshire. However, buyer traffic conditions were broadly stronger during November and December 2018 and January 2019 compared to conditions one year ago in Idaho, Utah, Wisconsin, Indiana, Alabama, Georgia, South Carolina and North Carolina.


The REALTORS® Buyer Traffic Index has hovered at near 50 since August 2018 when the index fell to 51 and remained at below 50 through December 2018. The January reading of 52 indicates a slight upturn in homebuyer traffic as mortgage rates started falling in January 2019.  As of the week of February 14, the average 30-year fixed mortgage rate fell to 4.37 percent, from a high of 4.94 in the weeks of November 8 and 15.[3]

REALTOR® Comments

Higher mortgage rates compared to one year ago, the negative effect on confidence of the government shutdown, the cap on deductions for property, state, and local income taxes, and the very cold weather were some factors cited by the respondents for the slowdown in buyer activity in their markets.

  • Respondents from some Midwest states— Ohio, Illinois, Iowa, Michigan, Missouri, Indiana— reported that the extremely cold weather held homebuying activity.
  • Some respondents from California, New York, and New Jersey reported the cap on deductions for property, state and local income taxes is negatively affecting sales.
  • A respondent from California also noted that the widespread wildfires in 2018 are still impacting home sales[4].
  • Respondents from Alabama, California, Nevada, Florida, Texas, and Virginia reported that the government shutdown appeared to have had an impact in homebuying activity.
  • Lack of supply, especially of affordable homes, continues to frustrate would-be homebuyers.
  • REALTORS® reported that higher mortgage rates (during October, November and December) discouraged buyers

 

To note, mortgage rates have started falling again since January 2019.[5] As of February 14, the 30-year fixed rate mortgage has fallen to 4.37 percent from 4.8 percent during the weeks of November 8 and 15. The 30-year fixed mortgage rate is still slightly higher compared to the 3.95 percent in January 2018. The monthly increase in mortgage payment arising from a 0.5 percent increase in mortgage rates on a loan of $250,000 is about $73 per month.


 

[1]In a monthly survey of REALTORS®, NAR asks respondents “Compared to the same month (January) last year, how would you rate the past month’s traffic in neighborhood(s) or area(s) where you make most of your sales?” NAR compiles the responses into an index, where an index above 50 indicates that more respondents reported “stronger” traffic than “weaker” traffic.  In generating the buyer traffic index at the state level, NAR uses data for the last three surveys to have close to 30 observations. Small states such as AK, ND, SD, MT, VT, WY, WV, DE, and D.C., may have fewer than 30 observations. The index is not seasonally adjusted, so a year-over-year comparison is appropriate.

[2] The index is not seasonally adjusted, so a year-over-year comparison is appropriate compared to a month-to-month comparison in evaluating whether market conditions are improving or deteriorating.

[3] Freddie Mac’s survey of 30-year fixed rate mortgages

[4] Bloomberg reported that 876,000 acres were burned in California due to wildfires, citing data form the California Department of Forestry and Fire and Protection in Now California Wildfires Burn All Year; see https://www.bloomberg.com/news/articles/2019-01-17/california-fires-burn-all-year-as-drought-left-state-a-tinderbox

[5] Rates started falling after Chairman Powell of the Federal Reserve Board announced in December 2018 that it was looking at one rate hike in 2019.

President’s Day 2019: How Does the White House Compare to the Average Home?

In the spirit of President’s Day we can use data from the 2018 Profile of Home Buyers and Sellers to see how the typical home differs from the White House.

Typical Home Purchased in the U.S.

  • 86% of buyers purchased a previously owned home, with 82% of buyers choosing a detached single-family home.
  • Looking by first-time and repeat buyers, both also purchased detached single-family homes more often with 80% of first-time buyers and 83% of repeat buyers.
  • 51% of all buyers purchased their home in a suburb/subdivision.
  • The typical detached single-family home purchased was 1,980 square feet.
  • Recent homes purchased also had a median of 3 bedrooms, 2 bathrooms, and were built in 1991.
  • Among all buyers, the expected length of tenure in the home purchased was 15 years.

The White House

  • The White House was built in 1792, and in comparison is located in an urban or central area.
  • The White House contains 6 levels, has 132 rooms, including 35 bathrooms.
  • It also includes features such as: a tennis court, jogging track, swimming pool, billiard room, movie theatre, and bowling alley.
  • While the median expected tenure in a home lasts around 15 years, in the White House the expected tenure is between 4 and 8 years.

 

For more information on this data check out the President’s Day Infographic and the 2018 Profile of Home Buyers and Sellers.

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