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Laurie & Greg Hill
Broker/Owners
Desert Gem Real Estate
Surprise, AZ 85387
Phone: 623-334-1366
Email: desertgemre@cox.net

Welcome To...

DESERT GEM REAL ESTATE 
Discount Real Estate in Surprise, AZ

Professional, with Personalized Service!
 

SELLERS: Discounted Commission for Listings
2.5% to List and 3% to Buyers Agent = 5.5% Total Commission.

Disclaimer: Some restrictions apply. This offer is NOT valid if seller is referred to us by:  Another Agent, Referral Company, Brokerage, or on homes or condos under $100,000. 

We list and sell real estate throughout the entire West Phoenix Valley, such as Surprise, El Mirage, Litchfield Park, Goodyear, Buckeye, Glendale and Peoria.... AND....   including  55+ Active Adult Communities like; Sun City Grand (45+), Sun City, Sun City West, Sun Village, Arizona Traditions, Trilogy, Pebble Creek, Corte Bella, Westbrook Village (40+) and more in the NW Phoenix Valley. We specialize in Arizona residential real estate.  We offer a wide variety of Homes, Adult Communities, Condos, Patio Homes, Townhomes and Multi-Family properties for sale.                         

We are linked directly to the Arizona Regional Multiple Listing Service (MLS).  This website covers the Phoenix Valley. Just click  on our "Search for Homes" for a Quick Search with Pre-set searches or Map Search or Advanced Search.  These searches will pull up any listed home on the MLS. We are experienced at selling Foreclosures, REO's and Bank/Lender Owned Properties, as well as completing BPO's for Lender's or Asset Companies. Whether you already live in the State of Arizona, or are planning to move to Arizona and want a home in the West Phoenix Valley, we can help you with all your real estate needs!             
We would also appreciate any referrals you send our way, who are looking to sell or buy a house, in the Northwest Phoenix Valley. We enjoy saving our sellers money and feel that our discount listing service, will help accomplish that for everyone.  Thank you and please enjoy our real estate site.


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Testimonials Page

"The confidence Greg and Laurie have as Real Estate Agents made us feel so much more comfortable about buying a home. We have already recommended them to our friends. Through the home buying process we knew they had our back!!!" Leslie & Rich Rhodes
"It does not get any better than Desert Gem Real Estate when looking for an astute Real Estate business with heart and soul." Gina Worch
"Laurie and Greg made our home buying experience a very pleasant and stress free event." Monte and Tracy Giles
"They are so informative about the area of Sun City, never leaves you alone during the process. Would use to sell our home if we were leave the Az. area." Hi Laurie and Greg, Just wanted to drop another note regarding a big thank you for all of your help down there in the process of getting our new home there in Sun City. After 4 nights on a air bed :( We not only love our new home (WE ARE IN LOVE WITH OUR NEW HOME :) Lets keep in touch, Have a good week!!! Laurie Nevills William & Laurie Nevills
"Laurie and Greg were great to work with!! They helped us through the mountains of paperwork and legal jargon when we became overwhelmed. They went to bat for us when the house was appraised for less than we offered. They went out of their way to open the house when my brother and later our kids came to visit before we had closed. They calmed us down when we panicked, and were always accommodating and available. We would highly recommend them." Sincerely, Therese and Mike Regner
"I live out of state and I depended on Laurie and Greg during the purchasing process. A few issues arose and Laurie and Greg handled them efficiently and successfully, all the while keeping me informed via email. What could have been a very stressful time for me was a lot less stressful due to the efforts of Laurie and Greg. Escrow even closed a week early. Thanks Laurie and Greg" Sincerely, Mike Schatz
"Laurie and Greg provided the responsiveness I needed and expected and guided us through every step of the buying process! As out of town buyers, we were very fortunate to be in such good hands to help us successfully find and close on our new house." Mike & Kris Lundeen
"These are can do people who see everything as an opportunity instead of a problem." Randy & Wendy Murray
"It was a pleasure working with Laurie and Greg Hill. I needed to close as quickly as possible and they saw to it that I did close as I wanted." Sincerely, Sam Latorre
"Excellent! Professional! Helpful!" John Bruther
"If we could give them a score of 20, we would. Excellent agents-quick to respond and excellent follow through." Mary Jo Merten
"They're the best agents I've ever worked with I would refer them to any one buying or selling a home.they are great." Ellen & Carl Kempf
"Very nice people! They were response, professional, and very helpful. I was happy with the negotiation process with the seller and they offered up very good contacts to assist with the financing, home inspection, and needed remodel requirements post close. Great job Laurie and Greg" John Bognanno
"We are very pleased with the Hill's, they were open, honest, and witty, the kind of people we like. They are knowledgeable, experienced and most of all ethical. If you are looking for a home or thinking about selling yours please give the Hill's a call. We downsized and were blessed to have them sell our home and help us find a new one. They were with us every step of the way." Charles & Theresa Teague
"They were fabulous in that they made themselves available to us, keeping us informed all along the way!" Barbie Poole
"Very helpful with lots of suggestions that aided me with this purchase. A real estate agent that actually listened to the client, refreshing." Sincerely, Denis Lueders
"Laurie and Greg took a whole day and drove us around to see 10 different houses. They were very professional and answered our questions and if they didn't know they found the answer for us. Would highly recommend them to anyone house hunting." Doug Frank
"Laurie and Greg did a great job helping us find a home in Sun City. We viewed nearly 20 houses in less than two days before making an offer. Laurie and Greg provided good advice throughout the process, demonstrating their experience and willingness to see the purchase through to its conclusion. I recommend them highly!!" Sincerely, John & Tanya Lemma
"Laurie and Greg were extremely efficient and kind. They were right on the money in terms of the value of my father's house. They went out of their way to accommodate his needs as he transitioned into Assisted Living. Great resource and I wouldn't think of using anyone else!" Sincerely, Chris Milligan
"Laurie and Greg are seasoned professionals! The made this a very easy transaction for me. They were patient while I was looking for just the "right" home. If I buy or sell another home in this area, I'll be calling Laurie and Greg." Kevin Gray
"Nice People" Charles Turner
"Very personable and knowledgeable. Really took their time understanding our needs and walk us through the entire home buying process." Sincerely, Jim Westmoreland
Greg and Laurie Hill were absolutely excellent real estate agents!  They went above and beyond assisting us with an out of state sale, by constantly monitoring the property and assisting us in getting some remodel work done to help to facilitate the sale.  I felt completely confident putting my trust in them to act on my behalf and make good recommendations.   We sold our property quickly and were very satisfied with their service.  They were very professional and they communicated with us frequently throughout the process, keeping us informed of progress and feedback along the way. I would highly recommend them to anybody buying or selling property in the Sun City - Phoenix area.     Mike Range - San Diego
"Outstanding service by a very professional, personable & knowledgeable team. They went above & beyond to help us find our dream home." Ken and Jeanette DeVogelaere
"Laurie and Greg went out of their way to make finding a home as easy as possible. They are very knowledgeable about the market and helped us focus our search. We would definitely use them again for future transactions." Sincerely, Brandon Myers
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Blog

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Whether you are searching for Arizona Featured Economics Articles, Business, Education, Politics or Technology... Click on the link below for all your current information. http://www.arizonaeconomicnews.com/ We hope you enjoy and are informed by the ar... Read more

Arizona Office of Tourism

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Buyers: How You Can Improve Your Credit

Check for errors in your credit report. You can download from the internet one FREE credit report each year a www.annualcreditreport.com. If you discover errors, get them corrected immediately. Pay down all your credit card bills. It’s best, ... Read more

Arizona Relocation Guide

Thinking of moving or ready to move to Arizona? Here is a link to a RELOCATION GUIDE FOR ARIZONA. We hope you find it helpful. http://www.sunraydirect.com/Phoenix3/LawyersTitle/ We are here for ALL your REAL ESTATE NEEDS, whether searching listings, b... Read more

Farmers' Markets around Surprise AZ

Here is a list of the Best Farmer's Markets near Surprise, AZ. The Peoria Farmers' Market and Sunday Art Stroll 623-848-1234 10510 North 83rd Avenue, Peoria, Maricopa County More Info • Directions Trilogy at Vistancia Country... Read more

55+ Active Adult Communities

Interested in 55+ Active Adult Communities? Please feel free to check out this link.... http://activeadultliving.com/AZ/arizona We hope you enjoy this site. We work with clients in all of the NW Phoenix Valley Active Adult Communities. We happen to l... Read more

What We Can Do For You!

WHAT WE OFFER OUR CLIENTS Whether you already live in the State of Arizona, or are planning to move to Arizona and want a home in the NW Phoenix Valley, we can help you with all your real estate needs! BUYERS: We Offer You ---- Experience since 199... Read more
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Real Estate News!!!

Latest Realty News from NAR

REALTORS® Expect Home Prices to Increase by 4% in the Next 12 Months

In a monthly survey of REALTORS®, respondents are asked “In the neighborhood(s) or area(s) where you make the most sales, what are your expectations for residential property prices over the next year?

Among the respondents, the median expected price change is four percent. The chart below shows median expected price change by state based on survey responses collected during February–April 2018[1], according to the  April 2018 REALTORS® Confidence Index Survey

Respondents from the states of Washington, Oregon, Idaho, Nevada, California, Utah, Wyoming, Colorado, and Wisconsin expect the highest price growth in the next 12 months, with the expected median price growth at more than five to nearly eight percent.

Owing to tight lack of construction, house prices have increased steeply since 2012 compared to the growth in income. Nationally, the median price of U.S. existing homes sold was 68 percent higher than the level in January 2012, the year the housing market started to recover solidly.  Meanwhile, wages have increased only 15 percent since then.

Based on the FHFA House Price Index at the state level, the strongest price growths from 2012 through 2017 were in the West region such as Nevada (102 percent), California (85 percent), Arizona (76 percent), Oregon (74 percent), Idaho (70 percent), Washington (68 percent), Colorado (68 percent), Utah (65 percent). Home prices have also increased steeply in Florida (73 percent), Michigan (71 percent), and Texas (47 percent).

Use the data visualization below to view median listing prices in April 2018. Red areas are areas where prices are higher than the U.S. median home price growth. Hover on the map to view the historical median listing prices of properties listed on Realtor.com from June 2012 through April 2018.[2]

MedianPrice_DB3

[1] Because each month’s survey asks about the outlook in the next months, the responses collected from January-March 2018 covers the outlook for January 2018-March 2019.

[2] Realtor.com data is freely available and can be download from https://www.realtor.com/research

Older Boomers: Most Satisfied Buyers Purchasing Forever Homes

Older Boomers, buyers aged 63 to 71 years, made up 14 percent of all home buyers in 2017. The median age for this group was 66 years old and they were born between 1946 and 1954. Within this group, they had the second largest share of single female buyers at 22 percent. Their primary reasons for purchasing a home, more than other generations, were the desire to live closer to friends and family (25 percent), followed by retirement (15 percent).

Combined, Older Boomers owned the highest share of investment (nine percent) and vacation (seven percent) properties. Equal to the Silent Generation, Older Boomers were the most likely to purchase homes in a small town (27 percent) and in a rural area (11 percent).

Compared to other buyers, they moved the greatest distances at a median of 30 miles. Older Boomers were the least likely to purchase homes for the quality of school districts or convenience to schools. Rather, they purchased homes for the quality of the neighborhood and for convenience to friends and family. This age group found commuting costs as well as windows, doors, and siding installation equally important. Overall, Older Boomers were very likely not to make compromises on the home when they purchased (47 percent), citing that they were never moving and it was their forever home (27 percent).

In their home search process, Older Boomers were very likely to drive by homes and neighborhoods and they were the least likely to find the paperwork a difficult step. Older Boomers were the most satisfied with the home buying process at 93 percent.

Older Boomers’ income was below the median income of all buyers ($88,800) at just $80,700 and they purchased homes at a median price of $239,200. Older Boomers were the most likely to use the proceeds from the sale of a primary residence as the source of their downpayment (56 percent) and from an IRA account (five percent). They were the largest group of home buyers to save for a downpayment for more than two years (30 percent).

Older Boomers were the third largest share of home sellers at 22 percent in 2017. The median age for an Older Boomer seller was 67 years. They had the second lowest median income at $80,700. They were the most likely to sell to be closer to friends and family (28 percent) and for retirement (19 percent), and at a median distance of 39 miles from the home they recently purchased. They were also very likely to sell when they wanted to (94 percent). They receive the highest equity at 46 percent and second highest dollar value at $86,000.

April 2018 Housing Affordability Index

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.66 percent this April, up 13.4 percent compared to 4.11 percent a year ago.

  • Housing affordability declined from a year ago in April moving the index down 8.8 percent from 159.8 to 145.8. The median sales price for a single family home sold in April in the US was $259,900 up 5.5 percent from a year ago.
  • Nationally, mortgage rates were up 55 basis point from one year ago (one percentage point equals 100 basis points), while median family incomes rose 2.8 percent.

  • Regionally, the West recorded the biggest increase in home prices at 6.4 percent. The South had an increase of 5.0 percent while the Midwest had a gain of 4.1 percent. The Northeast had the smallest incline in price of 2.5 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The West had the biggest drop in affordability of 9.4 percent. The South and the Midwest both had a decline of 8.0 percent. The Northeast had the smallest drop of 5.4 percent.
  • On a monthly basis, affordability is down from last month in all four regions. The West had a decline of 0.8 percent followed by the Northeast with a dip of 2.0 percent. The South had a drop of 2.6 percent followed by the Midwest, which had the biggest; dip in affordability of 6.0 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 183.6. The least affordable region remained the West where the index was 104.6. For comparison, the index was 147.9 in the South, and 160.2 in the Northeast.

  • Mortgage applications are currently up 4.1 percent. Consumer confidence remains strong. Home prices are up 5.5 percent while median family incomes are only growing 2.8 percent. New home construction is being held back by increased material cost and labor shortage.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

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